Employee Benefits  

Successful companies see their benefit program as an integral piece of the compensation package because they recognize value in its ability to help attract and retain quality employees.  In today’s highly competitive markets, a company’s ability to differentiate itself may be the difference between having a best and brightest minds working for you or your competition. 

What We Do for YOU…
Coffey & Company’s employee benefits division focuses on the design and implementation of innovative employee benefit programs that help our clients regain control over the rising costs.  We do so by providing our clients with the information and perspective they need to make the best decisions possible for their business. 

We service businesses with anywhere from 2 to 2,000 employees, with special focus on Maryland-based business.  In addition, we have extensive experience and expertise with high-deductible health plans and their related funding arrangements, such as HSA and HRA’s.  These relatively new programs have made huge inroads into the health insurance world and have been extremely successful at reigning in costs without sacrificing benefits.
 
As an independent agency, we are not tied to any particular carriers and can therefore provide our clients with an objective assessment of their programs.  We then pair their benefit objectives with the most appropriate insurance carrier.  The carriers we work with include but are not limited to the following:

Health	Dental/Vision	Life & Disability
CareFirst	Carefirst	Sunlife
Coventry	DentaQuest	Reliance Standard
Kaiser	Delta Dental	Ft Dearborn
Aetna	Metlife	Metlife
UnitedHealthcare	Denex	Unum Provident
Benefit Mall	UCCI	Assurant
	VSP	Hartford
	Spectera
	Benefit Mall

As an independent agency, we are not tied to any particular carriers and can therefore provide our clients with an objective assessment of their programs.  We then pair their benefit objectives with the most appropriate insurance carrier.  The carriers we work with include but are not limited to the following:
The employee benefit world is constantly changing and it is critical that business owners and plan administrators stay abreast of those changes.  If you would like to speak to a representative about your business, please contact Brad Leddon.